Pricing Based Framework for Benefit Scoring

نویسندگان

  • Nitesh Chawla
  • Xiangning Li
چکیده

Data mining models often carry the final objective of maximizing profit or minimizing cost. This problem becomes even more profound in financial applications that can have multiple constraints, such as interest rate, score cut-off, and the loan amount to allocate. In this paper, we present a pricing framework for discovering the total profit from a probabilistic model, given a benefit function.

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تاریخ انتشار 2006